Running AML Checks

Run anti-money laundering identity checks via SmartSearch.

What this does

AML (Anti-Money Laundering) checks verify a buyer or tenant's identity and check them against sanctions lists. This uses the SmartSearch integration.

When to use it

Run an AML check on every buyer before proceeding with a property sale. This is a legal requirement for estate agents in the UK.

Step by step

  1. Open the contact record for the buyer
  2. Click Run AML Check
  3. Enter the required details:
    • Full Name — as it appears on their ID
    • Date of Birth
    • Address
  4. Click Submit
  5. The check runs in the background and returns a result:
    • Pass — identity verified, no sanctions matches
    • Refer — manual review needed
    • Fail — could not verify identity

Tips

  • AML results are stored on the contact record permanently
  • You must complete AML checks before exchanging contracts
  • Referred results require you to manually verify documents
  • SmartSearch API credentials must be configured in Settings